For income that isn't the same every month
Money tools that keep you steady when the income is choppy.
Freelance, contract and self-employed pay swings around. These spreadsheets and worksheets do the sums so you can pay yourself a proper salary, keep the tax office's share aside, and see the quiet months coming.
The Pass unlocks all 6 tools plus every new one. Cancel anytime.
How it works
- Log what lands. Enter each payment as it comes in. No bank connection, nothing to set up.
- The sheet does the maths. A steady salary, the tax to hold back, the buffer movement, worked out for you.
- See the quiet months early. Runway, tax pot and buffer on one dashboard, updated as you go.
The tools
Buy any tool once, or get them all with the Pass.
Irregular Income Budget System
£14Budget for income that's different every month.
See what's inside →Self-Employed Tax Set-Aside Tracker
£6Hold back the right amount for tax, from every payment.
See what's inside →Freelance Day-Rate & Project Profitability Calculator
£8Work out the day rate you actually need to charge.
See what's inside →Sole-Trader Bookkeeping Log
£8A tidy set of books without accounting software.
See what's inside →Invoice Tracker
£6Every invoice in one list, with automatic Paid / Due / Overdue.
See what's inside →Monthly Money Check-In pack
£4A calm ten minutes at the end of each month. No spreadsheet needed.
See what's inside →Starter Pack
All six tools, one download. One download, no subscription.
The SteadyKeel Pass
All 6 tools now, every new one as it ships, the full calculators, and member-only tools. New tools default into the Pass, so it keeps getting better.
£5/month or £40/year
Get the Pass