Irregular Income Budget System
Budget for income that's different every month.
Log each payment as it lands. The spreadsheet works out a steady monthly salary you can safely pay yourself, sets aside a share for tax at a percentage you choose, and tracks a buffer that carries you through the quiet months.
What's inside
- Start Here guide, set up in about 10 minutes
- Income Log and Expense Log (the Expense Log doubles as simple bookkeeping)
- Monthly Summary: income, spending, tax set-aside and buffer movement for every month
- Pay Yourself: a rolling average of your income and a steady salary to draw
- Set a target: type a goal salary and see the income lift and buffer runway to sustain it
- Pots: your cash buffer and your tax pot, with space to log payments out
- Dashboard: income by month, buffer vs target, tax pot, months of runway
Prefer the whole set?
The SteadyKeel Pass unlocks every tool for £5/month, and each new tool joins automatically.